Auto Insurance Policy Quotes in Southern California

Auto insurance is a vital aspect of responsible car ownership that drivers must maintain to protect themselves in the event of an accident or other unforeseen incidents. Saferoad Insurance Services provides affordable auto insurance services for the ultimate peace of mind on the roads.

As an independent agency, we have access to multiple reputable carriers to select a policy tailored to your preferred coverage and budget. Contact us today to receive an auto insurance policy quote at (877) 945-7233 or request your free quote online!

Common Auto Insurance Questions
Why Do I Need Auto Insurance?
Auto insurance is crucial for several reasons. In California, automobile insurance policies are a legal requirement for operating a vehicle. Insurance provides financial protection in the event of accidents or theft, ensuring you’re not left with hefty bills. Additionally, it covers medical expenses for you and others involved in an accident, giving you peace of mind.

Am I Required To Buy Auto Insurance?
All drivers must purchase minimum liability coverage set by state law, depending on where they reside. In California, it is mandatory to have auto insurance that includes the following:
• $15,000 in bodily injury liability per person
• $30,000 in bodily injury liability per accident
• $5,000 in property damage liability
Although possessing the minimum liability coverage is crucial to ensure compliance, it is often beneficial for drivers to invest in supplemental coverage to safeguard against unexpected expenses.

What Does Auto Insurance Cover?
Drivers in California have the option to choose from various coverage types to protect themselves, their passengers, and their vehicles. There are several options, including the following:
• Liability insurance: This covers damages or injuries to another person if you are at fault in an accident.
• Collision coverage: This covers damages to your vehicle if you are at fault in an accident with another vehicle or object.
• Comprehensive coverage: This covers damages to your vehicle caused by theft, vandalism, natural disasters, and other incidents not involving a collision.
• Personal injury protection: This covers medical expenses for you and your passengers, regardless of who is at fault in an accident.
• Uninsured/underinsured motorist coverage: This covers damages or injuries caused by a driver who does not have insurance or does not have enough insurance.

How Much Auto Insurance Do I Need?
The amount of auto insurance you need in California varies based on several factors. First, consider your vehicle’s value, as higher-value cars may require more coverage. Your financial situation and risk tolerance also play a critical role in determining the right policy for you. 

Additionally, your driving history and how often you use your vehicle can influence your insurance needs. You must evaluate these aspects to ensure you have adequate protection while keeping costs manageable.

How Much Does Auto Insurance Cost?
There are several factors that determine the cost of auto insurance in California:
• Age, driving record, and credit score
• Vehicle type and model
• Location and frequency of use
• Selected coverage and deductibles
• Additional discounts for safe driving

Saferoad Insurance Services ensures that every driver receives the protection and peace of mind they deserve while prioritizing exemplary customer care. Use the form below to receive an auto insurance policy quote and start saving on tailored auto coverage.