Commercial Van Insurance in California
Does your business rely on a van or a fleet of vans to transport products, serve customers, or provide transportation for employees? If so, you need a dependable business van insurance policy that you can customize to suit your budget and coverage needs. Finding the right commercial van insurance in California allows you to operate with peace of mind. Read on to learn more about policy requirements, coverage options, and other information that can help you find the perfect van insurance coverage for your business.
Who Needs Commercial Van Insurance?
There are countless types of businesses that use commercial vehicles. From company vans that employees drive on business trips to food trucks and catering vans that you use to serve customers every day, these vehicles are invaluable assets for your business. Other commercial vans can include minivans, passenger vans, cargo vans such as box, courier, and refrigerated vans, and more.
Does your company need work or cargo van insurance? The answer is yes if you lease, own, or use at least one van for business purposes in California. The state of California mandates that companies have an active commercial van insurance policy to cover damages, injuries, and other expenses in the event of an accident. The right coverage will also help you protect your vehicles, employees, and cargo as you transport goods or conduct business across state lines.
Examples of businesses that need commercial van insurance in California include:
- Caterings and food services
- Real estate and sales
- HVAC professionals
- Carpenters, construction workers, and other contractors
- Landscapers and lawn care services
- Taxi, limo, and other transportation services
- Towing vehicles
- Moving vehicles
- Delivery services
Finding the Right Coverage for Your Commercial Van
Commercial van insurance offers similar coverages to personal or standard commercial auto insurance. These coverages include:
- Liability damage
- Comprehensive loss
- Property damage
- Bodily injury coverage
- Medical payments
- Uninsured or underinsured motorists
These coverages help account for repairs and damages for your van or for other parties in the event of an accident. Additionally, injury coverage and medical payments help cover costs for employees, passengers, and other drivers. With this coverage, you can handle expenses after an accident without breaking your budget and putting your business at risk.
Work With the Experts at Saferoad Insurance
Finding the right semi-truck insurance in California doesn’t have to be complicated. Work with the team at Saferoad Insurance to build your custom policy and get the best rates possible for your needs. Contact our team today or get an online quote to get started with your policy.