Moving Truck Insurance
Moving companies offer an invaluable service during an exciting yet daunting period of life. As such, your moving company needs reliable equipment and transportation to help you serve your clients to the best of your abilities. Protecting your moving vans with a dependable moving truck insurance policy is the key to ensuring a stress-free moving experience for your customers.
Do Moving Companies Need Commercial Insurance?
Any business that uses cars, trucks, or vans needs a commercial insurance policy. The right insurance coverage protects your fleet, employees, and equipment in the event of an accident. Without moving truck insurance, even a small crash can lead to incredible financial setbacks and even lawsuits for your business. Purchasing insurance for moving trucks and any other company vehicles ensures you have the coverage you need to pay for damages, medical bills, and other expenses.
Commercial auto insurance isn’t just smart; it’s legally required. In California, all commercial auto insurance policies must meet specific minimum liability requirements:
- Liability limit: $15,000 per person
- Bodily injury limit: $30,000 per accident
- Property damage limit: $5,000
These are the standard liability limits for all commercial auto insurance policies in California. However, the specifics of your policy might change depending on how your business operates, where your service area is, and what kind of moving trucks you use.
Finding Coverages That Are Right for You
Additional coverages offer more protection for your moving trucks, employees, equipment, and more. Common coverages for moving van insurance policies include:
- Collision insurance to cover damage to your vehicle in a wreck
- Comprehensive insurance to cover non-accident damage to your vehicle, such as vandalism, fire, or theft
- Medical payments and passenger medical payments to cover medical bills for drivers and passengers
By selecting the coverages that matter most to you, you can build a policy that protects your assets and allows your business to operate safely and productively.
Save on Commercial Auto Insurance With Saferoad Insurance
The team at Saferoad Insurance is here to help you find a cost-effective policy that meets all your commercial auto insurance needs. Get your free quote today when you contact Saferoad to learn more about your options for moving truck insurance.