A question we often get is, “Can I get car insurance without a car?” The answer is yes! If you’re regularly on the road renting vehicles or running a ride-sharing service, you should look into obtaining non-owner car insurance. In this article, we’ll take a deeper look into this policy and how it can benefit the niche group that may need it. Don’t hesitate to contact us with any questions or concerns.
Do You Need Non-Owner Car Insurance?
Non-owner car insurance is for people who don’t own a car but operate one often. For example, if you use rentals often, work a car-sharing service, frequently borrow your family’s car, or are temporarily out of a vehicle, this is the insurance plan for you. Non-owner policies will protect you and your finances in a car accident. It is a cheaper option for someone in this predicament instead of purchasing insurance whenever they rent a car.
The Purpose of Non-Owner Insurance
How can someone who doesn’t own a car get car insurance? The main reason why people acquire non-owner insurance is to have bodily injury and property damage liability coverage while driving. Non-owner insurance also covers medical bills resulting from accidents, accidents caused by uninsured motorists, and property damage—excluding vehicle damage. This helps people who rent cars often or must maintain insurance to keep their license. Granting the minimum coverage required by the state will protect you if you get into an accident.
What Are Your Next Steps?
Although most auto insurance companies don’t offer non-insurance policies, Saferoad Insurance Services offers cheap car insurance in Los Angeles. It’s important to note that non-owner car insurance doesn’t have to include collision coverage, but it will cover vehicle and property damage—excluding the vehicle you’re operating.
Contact us for any additional questions and information we can provide to ensure you’re thoroughly protected.