Call Us 877-945-7233 ☰ ˟
Saferoad Insurance
Call Us 877-945-7233
  • HOME
  • Insurance Products
    • Auto
    • High-Risk
    • Homeowners
    • Motorcycle
    • Business & CommercialImage of right arrow
      • Workers Compensation Insurance in California
      • Restaurant Insurance in California | Saferoad Insurance
      • California Builders and Tradesmen Insurance
      • Insurance for Bars in California | Insurance for Bar Owners
      • Plumbers’ Insurance California | Saferoad Insurance
      • Electrician Insurance | Saferoad Insurance
      • Carpenter Insurance | Saferoad Insurance
      • Welding Insurance | Welding Liability Insurance
    • Commercial AutoImage of right arrow
      • Food Truck Insurance
      • Contractor Insurance
      • Dump Truck Insurance
      • Delivery Driver Insurance
      • Semi Truck Insurance
      • Box Truck Insurance
      • Semi Truck Insurance
      • Moving Truck Insurance
      • Pickup Truck Insurance
      • Plumber Auto Insurance
      • Tractor Trailer Insurance
      • Van Insurance
    • Recreational Vehicle
    • Watercraft & Boat
    • Renters
    • Life
    • General Liability Insurance
    • Mexico Insurance
  • Payment & Claims
  • Tax & Registration
    • DMV Registration
    • Vehicle Registration
    • Tax Preparation
    • Insurance Glossary
  • Contact Us
    • Contact Us
    • About Us
    • LocationsImage of right arrow
      • Long Beach
      • Los Angeles
      • Anaheim
      • Huntington Park
    • Refer a Friend
    • Careers
    • Blog
    • Privacy Policy

Get an INSTANT QUOTE


Get a free quote

Home > Blog > Different Types of Questions To Ask When Insuring Your Car
TUESDAY, MARCH 29, 2022

Different Types of Questions To Ask When Insuring Your Car

Different Types of Questions To Ask When Insuring Your Car

You may think you know exactly what you need when shopping for car insurance, but don’t let that confidence turn into hubris! Don’t pick up the first policy you see. Shop around a little bit and be sure to ask your potential insurance carrier plenty of questions. Keep these different types of questions to ask when insuring your car at the forefront of your mind.

1. “How many drivers does this policy cover?”

If you’re a single person with your own car, you may only need one driver on your policy—unless you lend your car to friends. And if you’re insuring a family car, you’ll need to ensure that your partner and any kids of driving age will be insured to drive it.

2. “Will my job affect my insurance?”

If you use your car for work-related purposes (like driving rideshares or delivering pizzas), talk to your insurer about commercial auto insurance. A personal auto policy won’t be enough if you’re using your car for work. If you need additional coverage because of your job, shop for affordable auto coverage in Los Angeles, CA, and ask Saferoad Insurance about bundling your policies.

3. “What’s my legal obligation?”

The state of California dictates the minimum coverage required of you. At the very least, you will need:

  • Bodily injury liability coverage ($15,000 per person/$30,000 per accident minimum)
  • Uninsured motorist bodily injury coverage ($15,000 per person/$30,000 per accident)
  • Property damage liability coverage ($5,000 minimum)

Californians take pride in their cars. Take pride in yours and cover it on all sides.

4. “What factors will cause my premium to go up?”

When you look at the initial cost of your premium, ask about factors that can increase it—and how much they’ll increase it. Saferoad Insurance is dedicated to providing affordable auto insurance to drivers with unique histories, from piles of speeding tickets to DUIs.

Your driving history isn’t the only factor in calculating insurance premiums, though. If you drive a luxury car, you’ll automatically pay more on your premium than somebody driving an old beater car. In addition, if you live in an area with a high crime rate, your premium will be higher in anticipation of unfortunate outcomes.

As you shop around for auto insurance, know what is required of you and ask plenty of follow-up questions. These different types of questions to ask when insuring your car will give you a good idea of what your monthly premium will look like.

Posted 12:32 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019

  • insurance(9)
  • auto insurance(4)
  • long beach(4)
  • coverage(3)
  • california(2)
  • home insurance(2)
  • policy(2)
  • auto(2)
  • car accident(1)
  • liability(1)
  • general(1)
  • credit score(1)
  • life(1)
  • mexico auto insurance(1)
  • general liability insurance(1)
  • renew your policy(1)
  • road trip(1)
  • tax refund(1)
  • commercial(1)
  • claims(1)
  • car(1)
  • safety tips(1)
  • insurance limits(1)
  • business owners(1)
  • boat insurance(1)
  • tax preparation(1)
  • car insurance rates(1)
  • motorcycle(1)
  • expenses(1)
  • liability insurance(1)
  • commercial auto insurance(1)
  • renters insurance(1)

View Mobile Version

Contact Us Today!
877-945-7233

Facebook Twitter LinkedIn Google
Serving All California Residents. Saferoad Insurance
Quick Links
Home
Get A Quote
Customer Service
Payment/Claims
Mobile Privacy Policy
Same Day Insurance
About Us
Our Carriers
Blog
Contact Us
Subscribe
Locations Find Your Nearest Location Here
Anaheim
Fontana
Fremont
Garden Grove
Glendale
Long Beach
Los Angeles
Oakland
Sacramento
San Bernardino
San Diego
San Francisco
San Jose
Santa Clarita
Stockton
Victorville
Powered by Insurance Website Builder