Whether your vehicle has 2, 4, or 18 wheels, all California drivers are expected to withhold financial reasonability by having insurance. If you own a motorcycle or are thinking about purchasing one, it’s important that you’re covered while embarking on your motorist journeys. Cruise down the highway knowing you have liability, collision, and medical coverage.
While you may try your hardest to be a safe and responsible driver, you can’t predict other drivers, the weather, or unforeseen accidents. Keep reading to learn how much motorcycle insurance you need in California to ride safely.
Do I Need Motorcycle Insurance?
In the state of California, you are required to register your motorcycle with the state and obtain insurance. You must have the minimum of the following:
- $5,000 in property damage
- $15,000 in bodily injury (per person)
- $30,00 in total bodily injury (per accident)
Standard motorcycle coverage will help protect your bike from theft, vandalism, collisions (regardless of who’s at fault), and other damages from events outside of your control. Motorcycle insurance also includes uninsured motorist protection that helps if you’re hit by another driver who doesn’t have the funds or coverage to pay for their damages.
Other Coverages You Should Consider
As a motorist, you understand the risk of riding a motorcycle. This is why exploring the other coverages you can add to your insurance policy is important. Saferoad Insurance offers the following coverages to auto and motorcycle insurers. Consider adding the following to your coverage:
- Roadside assistance
- Trip interruption coverage
- Coverage for your motorcycle accessories
How Can I Find Affordable Motorcycle Insurance?
Several factors can influence your insurance rate, including your age, where you live, your credit score, and your driving record. You can obtain affordable motorcycle insurance by bundling your policies with one company, applying discounts, and taking advantage of safe driver courses.
Saferoad Insurance offers cheap insurance options, including motorcycle insurance. We always look forward to helping new drivers get the best rates possible. Call us today for a motorcycle insurance quote to save money and obtain the best coverage.