Call Us 877-945-7233 ☰ ˟
Saferoad Insurance
Call Us 877-945-7233
  • HOME
  • Insurance Products
    • Auto
    • High-Risk
    • Homeowners
    • Motorcycle
    • Business & CommercialImage of right arrow
      • Workers Compensation Insurance in California
      • Restaurant Insurance in California | Saferoad Insurance
      • California Builders and Tradesmen Insurance
      • Insurance for Bars in California | Insurance for Bar Owners
      • Plumbers’ Insurance California | Saferoad Insurance
      • Electrician Insurance | Saferoad Insurance
      • Carpenter Insurance | Saferoad Insurance
      • Welding Insurance | Welding Liability Insurance
    • Commercial AutoImage of right arrow
      • Food Truck Insurance
      • Contractor Insurance
      • Dump Truck Insurance
      • Delivery Driver Insurance
      • Semi Truck Insurance
      • Box Truck Insurance
      • Semi Truck Insurance
      • Moving Truck Insurance
      • Pickup Truck Insurance
      • Plumber Auto Insurance
      • Tractor Trailer Insurance
      • Van Insurance
    • Recreational Vehicle
    • Watercraft & Boat
    • Renters
    • Life
    • General Liability Insurance
    • Mexico Insurance
  • Payment & Claims
  • Tax & Registration
    • DMV Registration
    • Vehicle Registration
    • Tax Preparation
    • Insurance Glossary
  • Contact Us
    • Contact Us
    • About Us
    • LocationsImage of right arrow
      • Long Beach
      • Los Angeles
      • Anaheim
      • Huntington Park
    • Refer a Friend
    • Careers
    • Blog
    • Privacy Policy

Get an INSTANT QUOTE


Get a free quote

Home > Blog > Mistakes People Make When Shopping for Auto Insurance
TUESDAY, JANUARY 11, 2022

Mistakes People Make When Shopping for Auto Insurance

Mistakes People Make When Shopping for Auto Insurance

It’s just another bill. Auto insurance is necessary if you want to drive on the road, and the right plan can protect you if you’re in an accident. Don’t fall for low rates that come with minimum coverage. Common mistakes people make when shopping for auto insurance include:

  • Not shopping around
  • Purchasing minimum coverage
  • Not looking into discounts
  • Not understanding the policy

Forgetting To Shop Around

It’s tempting to take the first good deal you see. Still, it’s not wise to make a split decision about car insurance. You may not get enough coverage, or you may end up with an unreputable provider. Always check third-party reviews to ensure you know what you’re getting.

Buying the Minimum Coverage

The minimum amount of coverage is rarely enough to protect you from financial strain if you’re in an accident. While it’s tricky to balance, you want to ensure you buy enough coverage without purchasing too much. Trusted agents can help you figure out what you need.

Not Receiving Your Discounts

When you talk to your insurance provider, come prepared with proof that you deserve the discounts they offer. Inquire ahead of time for a list of possible discounts you could receive. You may get a break on your premiums for multiple reasons, including:

  • Parking in a garage
  • Being accident-free
  • Installing anti-theft mechanisms

Misunderstanding Policies

One of the biggest mistakes you may make when purchasing car insurance is thinking you have more coverage than you do. For instance, you’ll only cover what you disclose to your provider. They need to know who will drive your vehicle and how many vehicles you own. Additional vehicles, like RVs and motorcycles, aren’t covered under general auto insurance and require special plans. If you have a recreational vehicle, talk to a motorcycle insurance agency.

The most common mistakes people make when shopping for auto insurance are easy to avoid when you do your research. Compare prices, providers, and plan options before making this big decision. Ensure you save as much as possible with discounts. Contact Saferoad Insurance today to find out how we can help get you the best coverage.

Posted 10:38 AM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019

  • insurance(9)
  • auto insurance(4)
  • long beach(4)
  • coverage(3)
  • california(2)
  • home insurance(2)
  • policy(2)
  • auto(2)
  • car accident(1)
  • liability(1)
  • general(1)
  • credit score(1)
  • life(1)
  • mexico auto insurance(1)
  • general liability insurance(1)
  • renew your policy(1)
  • road trip(1)
  • tax refund(1)
  • commercial(1)
  • claims(1)
  • car(1)
  • safety tips(1)
  • insurance limits(1)
  • business owners(1)
  • boat insurance(1)
  • tax preparation(1)
  • car insurance rates(1)
  • motorcycle(1)
  • expenses(1)
  • liability insurance(1)
  • commercial auto insurance(1)
  • renters insurance(1)

View Mobile Version

Contact Us Today!
877-945-7233

Facebook Twitter LinkedIn Google
Serving All California Residents. Saferoad Insurance
Quick Links
Home
Get A Quote
Customer Service
Payment/Claims
Mobile Privacy Policy
Same Day Insurance
About Us
Our Carriers
Blog
Contact Us
Subscribe
Locations Find Your Nearest Location Here
Anaheim
Fontana
Fremont
Garden Grove
Glendale
Long Beach
Los Angeles
Oakland
Sacramento
San Bernardino
San Diego
San Francisco
San Jose
Santa Clarita
Stockton
Victorville
Powered by Insurance Website Builder