You’re handing over the keys. Giving your teenager more freedom is scary and exciting regardless of how ready your kid seems. Take some worry out of letting your kid leave the nest when you put them on your insurance policy. Uncover the reasons to add your teenager to your car insurance before they take the wheel.
Keep Them Safe
It’s necessary to add your teenager to your car insurance so they are protected if they get in an accident. All drivers need to be insured on the road, and you can insure everyone in your household who can drive.
It’s cheaper to put your teenager on your policy rather than get them their own. Individual policies can cost more than $1,000 while adding someone to an existing policy will cost several hundred dollars less.
Get a Discount
You can save money on teen car insurance by having them accomplish a few tasks. Some companies will give discounts to students who get good grades or accolades in school. Furthermore, they could receive a discount for attending driving school or completing a certain number of driving hours.
Pro Tip: Teenage boys are usually more expensive to insure than teenage girls. Take advantage of as many discount opportunities as possible to save money.
Let Them Drive Your Car
Anyone who lives in your household and drives your vehicle should be listed on your policy. Even if you plan on getting your teenager their own car someday, they’ll likely use yours to practice and get around for a while. Stay covered by keeping all drivers on your plan.
Follow the Law
It’s illegal to drive without auto insurance, so insuring your teen is a must. If they get pulled over without insurance, they could face heavy fines and potentially lose their vehicle. Set your child up for success by putting them on your insurance policy.
The reasons to add your teenager to your car insurance are because you can save money and keep them safe. All drivers must be insured, so don’t leave your teen unprotected. Find an auto insurance agency in California that provides the best coverage when you work with a reliable agent. Contact Saferoad Insurance to uncover the right policy for you.