Looking for Condo Insurance in Long Beach?
Saferoad Insurance Services has you covered!
Condo insurance (also referred to as an H0-6 policy) covers your condo unit where your condo association insurance stops. Your association typically insures the physical structure/building and other common areas.
Association by-laws vary, but condo owners are generally responsible for the interior of their unit, or from the drywall in. Things like your floors, walls, cabinets and fixtures that your association’s insurance likely doesn’t cover. Without condo insurance coverage, repairing these expensive interior features would come directly out of your own pocket.
Getting a copy of those by-laws is a good idea so you can understand what your responsibilities are in the event of a claim. We can help you understand the fine print. Our team specializes in navigating complex policy details to ensure you aren’t left vulnerable.
Affordable Options for Every Owner
We know that cost is a major factor for many Californians. That is why we work hard to find affordable condo insurance in California that fits your budget without sacrificing necessary protection. We can compare options to find a plan that meets your financial needs.
Condo insurance for Townhomes
It’s also important to understand that some townhomes are insured like condos, and therefore require an H0-6 policy. Many people mistakenly assume they need standard homeowners insurance for condo-style townhomes, which can lead to coverage gaps or unnecessary expenses.
If you live in a townhome, be sure that you have the correct type of insurance. Securing the right condo owners insurance ensures you don’t pay for exterior coverage you don’t need while missing critical interior protection.
Saferoad Insurance Services is here to help you understand the differences between a homeowners policy and a condo policy. We can guide you through the requirements for condo insurance in California to ensure you remain compliant and fully protected.
How to get started on your quote
To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!