Looking for Flood Insurance in California?
Water damage is a serious threat you cannot ignore, and that applies whether you live on the coast or inland. When most people think of a flood, they might think of events like Hurricane Katrina, or Hurricane Sandy. These were huge devastating storms that caused billions of dollars in damage.
In reality, most floods are caused by far less catastrophic situations. In fact, it only takes a few inches of standing water to cause tens of thousands of dollars in repair costs for flooring, drywall, and electrical systems. Are you financially prepared to handle such a sudden expense out of pocket?
If you’re looking for flood insurance in Long Beach we’ve got you covered. As a provider of premier California flood insurance services, we help you navigate the complexities of risk maps. Did you know that every single house in the entire country is in a FEMA flood zone? It’s just that some flood zones are worse than others.
In most situations, you will have a 30 day waiting period when you buy flood insurance, so don’t wait until it’s too late! Storms are unpredictable, and once a flood watch is issued, it is impossible to secure new coverage immediately.
Homeowners insurance does not cover flood damage
Regardless of whether you live in Long Beach or any other part of California, flood insurance has to be purchased as a separate, stand-alone policy. Many homeowners mistakenly assume they are fully protected, only to face devastating denials when a claim is filed.
That’s because flood damage is not covered by homeowners insurance.
The right flood insurance in California will protect your personal belongings, such as clothes, electronics, and furniture, so you can rebuild your life faster. These policies also reimburse you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
If you live in certain flood zones, your mortgage company may require that you purchase a flood insurance policy.
If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional. However, relying on luck is a gamble. Comparing rates from various flood insurance companies can reveal affordable options that provide priceless peace of mind.
How to get started on your Flood Insurance quote
Call our office, or click over to our quotes page to get started on your quote for flood insurance in California. Either way we’ll make the process simple!