Wednesday, March 18, 2020Preparing and filing taxes is never fun. It’s often a long, boring process, and if you’re not familiar with the ins and outs of tax preparation, you could be making mistakes leading to a decrease in your tax refund. Most people think that a tax refund is simply an amount set in stone, but this isn’t true. READ MORE >>
Wednesday, February 26, 2020To your home insurance provider, there is almost nothing more important than your roof. Many insurers simply won't cover homes with a roof more than 20 years old. Others may choose not to renew your policy if your roof reaches that age and does not pass inspection. READ MORE >>
Thursday, January 30, 2020You’ve heard it before—your small business needs insurance coverage to protect against the unforeseen. The two most commonly purchased policies are commercial property insurance and commercial general liability insurance. The former is fairly self-explanatory, but what about the latter? READ MORE >>
Friday, December 13, 2019It's that time of the year again. You've received the documents in the mail and now is the time you need to decide if you will renew your auto insurance policy or search for a new one. Of course, now is also a good time to do some price comparisons with other insurance carriers to make sure you are getting an affordable rate, which your independent insurance agent can assist you with. READ MORE >>
Wednesday, November 13, 2019Just because it happens in your home doesn’t necessarily mean you’re liable for the damages. But what is liability? Liability involves a third party who suffers an injury or personal property damage while in your home or as a result of your actions. Let’s look at a few examples. READ MORE >>
Tuesday, October 22, 2019It is not uncommon for insurance agencies to raise rates when risks are higher. Many auto insurance companies use credit scores to determine risk. A correlation exists between those who have a positive score and those who safe drivers. If you have a poor credit score, working to improve it can be a good thing. READ MORE >>
Tuesday, October 8, 2019Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, you also need workers' compensation. READ MORE >>
Thursday, October 3, 2019When you get into an accident that seems relatively minor, you may end up surprised when your insurance company declares your vehicle totaled. Also known as declaring a total loss, this decision relies on different information than you might expect. READ MORE >>
Tuesday, October 1, 2019If you have renters in your home, be they tenants or roommates, in a scenario where you are the owner, and they're the renter, you are technically a landlord. Your home insurance is going to be affected in different ways. Here's what you need to know:
Many providers will allow up to two roommates with no changes being made to your policy. READ MORE >>
Thursday, September 26, 2019In one year, tired driving accounted for around 72,000 crashes, totaling 800 deaths and 44,000 injuries. Even if you manage not to fall asleep at the wheel, drowsiness slows down your reaction time and hinders your ability to think coherently and make smart driving decisions. Put simply, it's not worth the risk. READ MORE >>
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